Use Cases
Need inspiration? Check out real-world scenarios for using our APIs.
Check out how our partners leverage our APIs to create innovative experiences.
Small Business Virtual Account Payments
Visa’s APIs, products, and services help issuers develop solutions that give their small business clients visibility into their spend to enhance cashflow management.
Small Business Journey to Pay and Be Paid
Enable your small business clients to more easily pay and be paid with Visa APIs and products.
Card Payouts via ERP
Now Enterprise Resource Planning systems can add a real-time¹ accounts payable option to billions of eligible cards worldwide.
Transaction Data Enrichment
Help cardholders understand their purchases and reduce chargebacks and cardholder inquiries.
Set Notice Online, Travel and Transact
Cardholder sets a travel notice through mobile banking app or online banking, travels to reported destination, and confidently makes a purchase transaction.
Set Notice by Phone, Travel and Transact
Cardholder sets a travel notice by calling issuer’s call center, travels to reported destination, and confidently makes a purchase transaction.
Turn Your Card On or Off
At the touch of a button, cardholders can temporarily disable or enable the use of their card.
Manage Overseas Spend
Provide an option to your cardholders to block international transactions when they are not traveling and / or allow purchases in select countries.
Easy Benefit Eligibility Validation
Enable quick and easy validation of benefit eligibility based on the Visa card number to help provide a better cardholder experience.
Transaction Recognition: Dispute or Legitimate Purchase?
Provide purchase details to cardholders to confirm purchases are legitimate and/or if fraud has occurred.
Enable Simple Digital Credential Loading
Visa enables issuers to gain push provisioning capabilities with a host of merchants and wallets, without the need to contract and integrate with each Token Requester 1-1.
Provide Relevant Offers
Provide an extensive list of relevant offers for your cardholders to help drive card usage and loyalty.
Request a Virtual Account and Set Controls
Third party FinTechs can request virtual accounts on behalf of a commercial issuer and specify account controls for digital presentment.
Keep Your Card Top-of-Wallet
Issuer enables the Visa card to be securely and conveniently used in digital wallets in order to keep the card top-of-wallet and remove the need to re-issue a card when a device with a digital wallet is lost.
Enable Generation of Dynamic CVV2 Codes for Use with Token Provisioning
Enable generation of dynamic CVV2 codes on request via an issuer’s website to use when requesting a token prior to receiving the plastic card.
Enable Generation of Dynamic CVV2 Codes with Virtual Accounts Immediately
Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking app to use for Card Not Present shopping prior to receiving the plastic card.
Enable Generation of Dynamic CVV2 Codes
Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking application.
Small Business Travel Experience
Visa’s APIs, product and services can enable Issuers to help their Small Business clients travel securely and confidently.
Identify Merchants Receiving Automatic Card Updates
Cardholder activates a replacement card and uses a mobile banking app to find out which merchants received automatic card updates over time.
Identify Card on File Merchants Requesting Card Updates
Cardholder opted out of automatic card updates and uses mobile banking app to determine which merchants they want to update with their new card info.
Enhanced Accounts Payable Experience
Search for matching suppliers who accept virtual Visa cards and enable a faster supplier payment process.
Enhanced Funds Transfer Experience
Provide eligible participants with the ability to instantly transfer funds, improve cash flow and create greater convenience for your customers.
Enhanced Travel Experience
Provide a more seamless payment experience and easy access to information regardless of cardholder location.
View Partner Use Cases
Check out how our partners leverage our APIs to create innovative experiences.
Ready to start with these APIs?
Create a project and get rolling in our secure sandbox environment.