Visa Flexible Credential

Visa Flexible Credential (VFC)

If You are a Visa Member the following Visa Product Terms apply to Your use of the Visa Flexible Credential ("VFC") APIs:

A) The Documentation for VFC includes the documents titled as of March 10, 2024, the “Visa Flex Credential (VFC) API Reference—Managed Model” and “Visa Flexible Credential (VFC) Implementation Guide—Managed Model” and the document(S) that replace or succeed each. Please ask Your Visa representative for such Documentation.

B) If You use VFC in the Visa Central Europe, Middle East and Africa Region ("Visa CEMEA Region"), then notwithstanding anything to the contrary in the Terms of Use, You shall accrue fees for Your use of VFC in the Visa CEMEA Region commencing on the earlier of (a) Your Production Live Date for the corresponding Visa Product or (b) the date falling four months after You received Solution Approval for such Visa Product.

C) You are responsible for providing all notices and disclosures to, and collecting any consents from, Cardholders as required under applicable laws. This includes informing Cardholders that their preferences (such as the choice between the processing of credit or debit transactions) will be shared with third parties.

If You are a non-Visa Member, acting as an Agent of a Visa Member, the following terms apply:

A)      You may only use VFC after being designated a Third Party Agent of a Visa Member that has received Visa’s Solution Approval to use VFC.

B)       Your access and use of VFC is at the direction and on behalf of the Visa Member for which You are an Agent; and only to provide services to such Visa Member.