Visa Digital Enablement SDK

The Visa Digital Enablement Software Development Kit (“VDE SDK”) is a configurable suite of a growing feature set that provides a common point of integration for FinTechs, Issuers, and Channel Partners to enable their mobile banking and web solutions. The VDE SDK aggregates multiple connections on behalf of our clients, which may simplify their development efforts, help to improve speed to market, and reduce the expense and complexity directly into multiple endpoints. All while aiming to enhance the cardholder's digital banking experience.

The VDE SDK provides a unique set of product features, one or all of which can be enabled depending upon a client’s needs and use case. The VDE SDK’s features are designed with the flexibility for the client to develop their own user experience or take advantage of a user experience provided by the VDE SDK within their mobile channels. 

Each product features can be configured at a bank identification number (BIN), BIN extension and / or account range level. Client needs vary and the VDE SDK is designed to help provide the flexibility to meet your needs. The VDE SDK works within native iOS and Android mobile applications, and is also compatible with other non-native, cross-platform and hybrid mobile application, and web development frameworks.

Features

• Push Provisioning: The ability to provision Visa and Mastercard¹ credentials to digital wallets
  • In-App Provisioing: Apple Pay², Google Wallet³, Samsung Pay⁴, and Visa Click to Pay
    • In-Wallet Provisioning for Apple Pay (Apple Wallet Extensions): Allows cardholder to provision from the Apple Wallet app using account information provided by the issuer mobile app on the cardholder’s device
  • Web Provisioning: Apple Pay, Google Wallet
• Digital Card Display: The ability to display card details – PAN, expiry, and security code/CVV2 – within a digital banking channel, mobile app or website, to perform card-not-present transactions without a physical card in their possession
• Subscription Manager: The ability for cardholders to get an overview of their subscriptions, pause unwanted payments, and view digital wallets that have stored credentials

The VDE SDK is designed to be provided to a client, issuer/processor, mobile application provider, Fintech or Channel Partner and may be embedded within the relevant mobile app(s) or website(s) by the team responsible for the digital banking development, which may be either the client or a party licensed by the client to provide their solution. 

If interested in using the VDE SDK, please contact your Visa sales representative or email [email protected].