Request & Response Codes

Product ID (cardProductId)

Code	Description	Code	Description
A	Visa Traditional	M	MasterCard
AX	American Express	N	Visa Platinum
B	Visa Traditional Rewards	N1	Visa Rewards
C	Visa Signature	N2	Visa Select
D	Visa Signature Preferred	P	Visa Gold
DI	Discover	Q	Private Label
DN	Diners	Q1	Private Label Prepaid
E	Proprietary ATM	Q2	Private Label Basic
F	Visa Classic	Q3	Private Label Standard
G	Visa Business	Q4	Private Label Enhanced
G1	Visa Signature Business	Q5	Private Label Specialized
G2	Visa Business Check Card	Q6	Private Label Premium
G3	Visa Business Enhanced	R	Proprietary
G4	Visa Infinite Business	S	Visa Purchasing
G5	Visa Business Rewards	S1	Visa Purchasing with Fleet
I	Visa Infinite	S2	Visa Government Purchasing
I1	Visa Infinite Privilege	S3	Visa Government Purchasing with Fleet
I2	Visa UHNW	S4	Visa Commercial Agriculture
J3	Visa Healthcare	S5	Visa Commercial Transport
JC	JCB	S6	Visa Commercial Marketplace
K	Visa Corporate T&E	U	Visa Travel Money
K1	Visa Government Corporate T&E	V	Visa V PAY
L	Visa Electron

Product Sub-Type (cardProductSubtype)

Code	Description	Code	Description
AC	Agriculture Maintenance Account	LP	Visa Large Purchase Advantage
AE	Agriculture Debit Account/Electron	MA	Visa Mobile Agent
AG	Agriculture	MB	Interoperable Mobile Branchless Banking
AI	Agriculture Investment Loan	MG	Visa Mobile General
CG	Brazil Cargo	VA	Visa Vale - Supermarket
CS	Construction	VF	Visa Vale - Fuel
DS	Distribution	VR	Visa Vale - Restaurant
HC	Healthcare

Card Type (cardTypeCode)

Code	Description	Code	Description
C	Credit	P	Prepaid
D	Debit	R	Deferred Debit
H	Charge Card

Card Sub-Type

Code	Description	Code	Description
N	Non-Reloadable	R	Reloadable

ISO Country Codes

Country Name	Country Code (2-char.)	Country Code (3-char.)	Country Code (numeric)	Phone Calling Code
Afghanistan	AF	AFG	4	93
Albania	AL	ALB	8	355
Algeria	DZ	DZA	12	213
American Samoa	AS	ASM	16	684
Andorra	AD	AND	20	376
Angola	AO	AGO	24	244
Anguilla	AI	AIA	660	264
Antarctica	AQ	ATA	10	N/A
Antigua and Barbuda	AG	ATG	28	268
Argentina	AR	ARG	32	54
Armenia	AM	ARM	51	374
Aruba	AW	ABW	533	297
Australia	AU	AUS	36	61
Austria	AT	AUT	40	43
Azerbaijan	AZ	AZE	31	994
Bahamas	BS	BHS	44	242
Bahrain	BH	BHR	48	973
Bangladesh	BD	BGD	50	880
Barbados	BB	BRB	52	246
Belarus	BY	BLR	112	375
Belgium	BE	BEL	56	32
Belize	BZ	BLZ	84	501
Benin	BJ	BEN	204	229
Bermuda	BM	BMU	60	441
Bhutan	BT	BTN	64	975
Bolivia	BO	BOL	68	591
Bonaire, Sint Eustatius, and Saba	BQ	BES	535	599
Bosnia and Herzegovina	BA	BIH	70	387
Botswana	BW	BWA	72	267
Bouvet Island	BV	BVT	74	N/A
Brazil	BR	BRA	76	55
British Indian Ocean Territory	IO	IOT	86	246
British Virgin Islands	VG	VGB	92	1
Brunei Darussalam	BN	BRN	96	673
Bulgaria	BG	BGR	100	359
Burkina Faso	BF	BFA	854	226
Burundi	BI	BDI	108	257
Cambodia	KH	KHM	116	855
Cameroon, United Republic of	CM	CMR	120	237
Canada	CA	CAN	124	1
Cape Verde Island	CV	CPV	132	238
Cayman Islands	KY	CYM	136	345
Central African Republic	CF	CAF	140	236
Chad	TD	TCD	148	235
Chile	CL	CHL	152	56
China	CN	CHN	156	86
Christmas Island	CX	CXR	162	61
Cocos (Keeling) Islands	CC	CCK	166	61
Colombia	CO	COL	170	57
Comoros	KM	COM	174	269
Congo	CG	COG	178	242
Cook Islands	CK	COK	184	682
Costa Rica	CR	CRI	188	506
Côte d'Ivoire (Ivory Coast)	CI	CIV	384	N/A
Croatia	HR	HRV	191	385
Cuba	CU	CUB	192	53
Curaçao	CW	CUW	531	599
Cyprus	CY	CYP	196	357
Czech Republic	CZ	CZE	203	420
Democratic Republic of the Congo	CD	COD	180	243
Denmark	DK	DNK	208	45
Djibouti	DJ	DJI	262	253
Dominica	DM	DMA	212	767
Dominican Republic	DO	DOM	214	809
Ecuador	EC	ECU	218	593
Egypt	EG	EGY	818	20
El Salvador	SV	SLV	222	503
Equatorial Guinea	GQ	GNQ	226	240
Eritrea	ER	ERI	232	291
Estonia	EE	EST	233	372
Eswatini	SZ	SWZ	748	268
Ethiopia	ET	ETH	231	251
Falkland Islands (Malvinas)	FK	FLK	238	500
Faroe Islands	FO	FRO	234	298
Fiji	FJ	FJI	242	679
Finland	FI	FIN	246	358
France	FR	FRA	250	33
France,Metropolitan	FX	FXX	249	N/A
French Guiana	GF	GUF	254	594
French Polynesia	PF	PYF	258	689
French Southern Territories	TF	ATF	260	N/A
Gabon	GA	GAB	266	241
Gambia	GM	GMB	270	220
Georgia	GE	GEO	268	995
Germany	DE	DEU	276	49
Ghana	GH	GHA	288	233
Gibralter	GI	GIB	292	350
Greece	GR	GRC	300	30
Greenland	GL	GRL	304	299
Grenada	GD	GRD	308	473
Guadeloupe	GP	GLP	312	590
Guam	GU	GUM	316	671
Guatemala	GT	GTM	320	502
Guinea	GN	GIN	324	224
Guinea-Bissau	GW	GNB	624	245
Guyana	GY	GUY	328	592
Haiti	HT	HTI	332	509
Heard and McDonald Islands	HM	HMD	334	N/A
Holy See (Vatican City State)	VA	VAT	336	373
Honduras	HN	HND	340	504
Hong Kong	HK	HKG	344	852
Hungary	HU	HUN	348	36
Iceland	IS	ISL	352	354
India	IN	IND	356	91
Indonesia	ID	IDN	360	62
Iran, Islamic Republic of	IR	IRN	364	98
Iraq	IQ	IRQ	368	964
Ireland, Republic of	IE	IRL	372	353
Isle of Man	IM	IMN	833	44-1624
Israel	IL	ISR	376	972
Italy	IT	ITA	380	39
Jamaica	JM	JAM	388	876
Japan	JP	JPN	392	81
Jordan	JO	JOR	400	962
Kazakhstan	KZ	KAZ	398	7
Kenya	KE	KEN	404	254
Kiribati	KI	KIR	296	686
Korea, Republic of	KR	KOR	410	82
Korea, Democratic People's Republic of	KP	PRK	408	850
Kuwait	KW	KWT	414	965
Kyrgyzstan	KG	KGZ	417	996
Laos	LA	LAO	418	856
Latvia	LV	LVA	428	371
Lebanon	LB	LBN	422	961
Lesotho	LS	LSO	426	266
Liberia	LR	LBR	430	231
Libya	LY	LBY	434	218
Liechtenstein	LI	LIE	438	423
Lithuania	LT	LTU	440	370
Luxembourg	LU	LUX	442	352
Macau	MO	MAC	446	853
North Macedonia	MK	MKD	807	389
Madagascar	MG	MDG	450	261
Malawi	MW	MWI	454	265
Malaysia	MY	MYS	458	60
Maldives	MV	MDV	462	960
Mali	ML	MLI	466	223
Malta	MT	MLT	470	356
Marshall Islands	MH	MHL	584	692
Martinique	MQ	MTQ	474	596
Mauritania	MR	MRT	478	222
Mauritius	MU	MUS	480	230
Mayotte	YT	MYT	175	262
Mexico	MX	MEX	484	52
Micronesia	FM	FSM	583	691
Moldova, Republic of	MD	MDA	498	373
Monaco	MC	MCO	492	377
Mongolia	MN	MNG	496	976
Montenegro	ME	MNE	499	382
Montserrat	MS	MSR	500	1
Morocco	MA	MAR	504	212
Mozambique	MZ	MOZ	508	258
Myanmar	MM	MMR	104	95
Namibia	NA	NAM	516	264
Nauru	NR	NRU	520	674
Nepal	NP	NPL	524	977
Netherlands	NL	NLD	528	31
New Caledonia	NC	NCL	540	687
New Zealand	NZ	NZL	554	64
Nicaragua	NI	NIC	558	505
Niger	NE	NER	562	227
Nigeria	NG	NGA	566	234
Niue	NU	NIU	570	683
Norfolk Island	NF	NFK	574	672
Northern Mariana Islands	MP	MNP	580	670
Norway	NO	NOR	578	47
Oman	OM	OMN	512	968
Pakistan	PK	PAK	586	92
Palau	PW	PLW	585	680
Palestine, State of	PS	PSE	275	970
Panama	PA	PAN	591	507
Papua New Guinea	PG	PNG	598	675
Paraguay	PY	PRY	600	595
Peru	PE	PER	604	51
Philippines	PH	PHL	608	63
Pitcairn	PN	PCN	612
Poland	PL	POL	616	48
Portugal	PT	PRT	620	351
Puerto Rico	PR	PRI	630	787
Qatar	QA	QAT	634	974
Réunion	RE	REU	638
Romania	RO	ROU	642	40
Russian Federation	RU	RUS	643
Rwanda	RW	RWA	646	250
Samoa	WS	WSM	882	685
San Marino	SM	SMR	674	378
Sao Tome and Principe	ST	STP	678	239
Saudi Arabia	SA	SAU	682	966
Senegal	SN	SEN	686	221
Serbia, Republic of	RS	SRB	688	381
Seychelles	SC	SYC	690	248
Sierra Leone	SL	SLE	694	248
Singapore	SG	SGP	702	65
Sint Maarten	SX	SXM	534	721
Slovakia	SK	SVK	703	421
Slovenia	SI	SVN	705	386
Solomon Islands	SB	SLB	90	677
Somalia	SO	SOM	706	252
South Africa	ZA	ZAF	710	27
South Georgia and the South Sandwich Islands	GS	SGS	239	500
South Sudan	SS	SSD	728	211
Spain	ES	ESP	724	34
Sri Lanka	LK	LKA	144	94
St. Helena, Ascension, and Tristan da Cunha	SH	SHN	654	290
St. Kitts and Nevis	KN	KNA	659	869
St. Lucia	LC	LCA	662	758
St. Martin	MF	MAF	663	590
St. Pierre and Miquelon	PM	SPM	666	508
St. Vincent and the Grenadines	VC	VCT	670	784
Sudan	SD	SDN	729	249
Suriname	SR	SUR	740	597
Svalbard and Jan Mayen Islands	SJ	SJM	744	268
Sweden	SE	SWE	752	46
Switzerland	CH	CHE	756	268
Syrian Arab Republic	SY	SYR	760	963
Taiwan	TW	TWN	158	886
Tajikistan	TJ	TJK	762	992
Tanzania, United Republic of	TZ	TZA	834	255
Thailand	TH	THA	764	66
Timor-Leste	TL	TLS	626	670
Togo	TG	TGO	768	228
Tokelau	TK	TKL	772	690
Tonga	TO	TON	776	676
Trinidad and Tobago	TT	TTO	780	868
Tunisia	TN	TUN	788	216
Turkey	TR	TUR	792	90
Turkmenistan	TM	TKM	795	993
Turks and Caicos Islands	TC	TCA	796	649
Tuvalu	TV	TUV	798	688
Uganda	UG	UGA	800	256
Ukraine	UA	UKR	804	380
United Arab Emirates	AE	ARE	784	971
United Kingdom	GB	GBR	826	44
United Nations Interim Administration Mission in Kosovo	QZ	QZZ	900	383
United States	US	USA	840	1
United States Minor Outlying Islands	UM	UMI	581
United States Virgin Islands	VI	VIR	850
Uruguay	UY	URY	858	598
Uzbekistan	UZ	UZB	860	998
Vanuatu	VU	VUT	548	678
Venezuela	VE	VEN	862	58
Vietnam	VN	VNM	704	84
Wallis and Futuna Islands	WF	WLF	876	681
Western Sahara	EH	ESH	732
Yemen	YE	YEM	887	967
Zambia	ZM	ZMB	894	260
Zimbabwe	ZW	ZWE	716	263

Benchmark Currency Codes

Currency	Alphabetic Code	Numeric Code
Euro	EUR	978
US Dollar	USD	840
Australian Dollar	AUD	036
Indian Rupee	INR	356
Norwegian Krone	NOK	578
Brazilian Real	BRL	986
Bulgarian Lev	BGN	975
Canadian Dollar	CAD	124
Yuan Renminbi	CNY	156
New Zealand Dollar	NZD	554
Kuna	HRK	191
Czech Koruna	CZK	203
Danish Krone	DKK	208
Pound Sterling	GBP	826
Hong Kong Dollar	HKD	344
Forint	HUF	348
Iceland Krona	ISK	352
Rupiah	IDR	360
New Israeli Sheqel	ILS	376
Yen	JPY	392
Won	KRW	410
Rand	ZAR	710
Swiss Franc	CHF	756
Malaysian Ringgit	MYR	458
Mexican Peso	MXN	484
Philippine Peso	PHP	608
Zloty	PLN	985
Romanian Leu	RON	946
Russian Ruble	RUB	643
Singapore Dollar	SGD	702
Swedish Krona	SEK	752
Baht	THB	764
Turkish Lira	TRY	949

Currency Codes

Country Name	Currency Name	Currency Code (3 Char)	Currency Code (numeric)
Afghanistan	AFGHANI	AFN	971
Afghanistan	AFGHANI	AFA	4
Albania	LEK	ALL	8
Algeria	ALGERIAN DINAR	DZD	12
American Samoa	U.S. DOLLAR	USD	840
Andorra	EURO	EUR	978
Angola	KWANZA	AOA	973
Anguilla	E. CARIBBEAN DOLLAR	XCD	951
Antarctica	NORWEGIAN KRONE	NOK	578
Antigua and Barbuda	E. CARIBBEAN DOLLAR	XCD	951
Argentina	ARGENTINE PESO	ARS	32
Armenia	ARMENIAN DRAM	AMD	51
Aruba	ARUBAN GUILDER	AWG	533
Australia	AUSTRALIAN DOLLAR	AUD	36
Austria	EURO	EUR	978
Azerbaijan	AZERBAIJANIAN MANAT	AZM	31
Azerbaijan	AZERBAIJAN MANAT	AZN	944
Bahamas	BAHAMIAN DOLLAR	BSD	44
Bahrain	BAHRAINI DINAR	BHD	48
Bangladesh	TAKA	BDT	50
Barbados	BARBADOS DOLLAR	BBD	52
Belarus	BELARUSSIAN RUBLE	BYR	974
Belarus	BELARUSSIAN RUBLE	BYN	933
Belgium	EURO	EUR	978
Belize	BELIZE DOLLAR	BZD	84
Benin	CFA FRANC BCEAO	XOF	952
Bermuda	BERMUDIAN DOLLAR	BMD	60
Bhutan	BHUTAN NGULTRUM	BTN	64
Bhutan	INDIAN RUPEE	INR	356
Bolivia	BOLIVIANO	BOB	68
Bosnia and Herzegovina	CONVERTIBLE MARK	BAM	977
Botswana	PULA	BWP	72
Bouvet Island	NORWEGIAN KRONE	NOK	578
Brazil	BRAZILIAN CRUZEIRO	BRE	76
Brazil	BRAZILIAN REAL	BRL	986
British Indian Ocean Territory	U.S. DOLLAR	USD	840
British Virgin Islands	U.S. DOLLAR	USD	840
Brunei Darussalam	BRUNEI DOLLAR	BND	96
Bulgaria	BULGARIAN LEV	BGN	975
Burkina Faso	CFA FRANC BCEAO	XOF	952
Burundi	BURUNDI FRANC	BIF	108
Cambodia	RIEL	KHR	116
Cameroon, United Republic of	CFA FRANC BEAC	XAF	950
Canada	CANADIAN DOLLAR	CAD	124
Cape Verde Island	CAPE VERDE ESCUDO	CVE	132
Cayman Islands	CAYMAN IS. DOLLAR	KYD	136
Central African Republic	CFA FRANC BEAC	XAF	950
Chad	CFA FRANC BEAC	XAF	950
Chile	CHILEAN PESO	CLP	152
China	YUAN RENMINBI	CNY	156
Christmas Island	AUSTRALIAN DOLLAR	AUD	36
Cocos (Keeling) Islands	AUSTRALIAN DOLLAR	AUD	36
Colombia	COLOMBIAN PESO	COP	170
Comoros	COMORO FRANC	KMF	174
Congo	CFA FRANC BEAC	XAF	950
Cook Islands	NEW ZEALAND DOLLAR	NZD	554
Costa Rica	COSTA RICAN COLON	CRC	188
Côte d'Ivoire (Ivory Coast)	CFA FRANC BCEAO	XOF	952
Croatia	CROATIAN KUNA	HRK	191
Cuba	CUBAN PESO	CUP	192
Cyprus	CYPRUS POUND	CYP	196
Cyprus	EURO	EUR	978
Czech Republic	CZECH KORUNA	CZK	203
Democratic Republic of the Congo	FRANC CONGOLAIS	CDF	976
Denmark	DANISH KRONE	DKK	208
Djibouti	DJIBOUTI FRANC	DJF	262
Dominica	E. CARIBBEAN DOLLAR	XCD	951
Dominican Republic	DOMINICAN PESO	DOP	214
Ecuador	U.S. DOLLAR	USD	840
Egypt	EGYPTIAN POUND	EGP	818
EL Salvador	EL SALVADOR COLON	SVC	222
El Salvador	U.S. DOLLAR	USD	840
Eqguinea	EQGUINEA EKWELE	GQE	226
Equatorial Guinea	CFA FRANC BEAC	XAF	950
Eritrea	ERITREAN NAKFA	ERN	232
Estonia	ESTONIAN KROON	EEK	233
Estonia	EURO	EUR	978
Ethiopia	ETHIOPIAN BIRR	ETB	230
Falkland Islands (Malvinas)	FALKLAND IS. POUND	FKP	238
Faroe Islands	DANISH KRONE	DKK	208
Fiji	FIJI DOLLAR	FJD	242
Finland	EURO	EUR	978
France	EURO	EUR	978
French Guiana	EURO	EUR	978
French Polynesia	CFP FRANC	XPF	953
French Southern Territories	EURO	EUR	978
Gabon	CFA FRANC BEAC	XAF	950
Gambia	DALASI	GMD	270
Georgia	LARI	GEL	981
Germany	EURO	EUR	978
Ghana	CEDI	GHS	936
Ghana	GHANA CEDI	GHC	288
Gibralter	GIBRALTAR POUND	GIP	292
Greece	EURO	EUR	978
Greenland	DANISH KRONE	DKK	208
Grenada	E. CARIBBEAN DOLLAR	XCD	951
Guadeloupe	EURO	EUR	978
Guam	U.S. DOLLAR	USD	840
Guatemala	QUETZAL	GTQ	320
Guinea	GUINEA FRANC	GNF	324
Guinea-Bissau	GUINEA-BISSAU PESO	GWP	624
Guinea-Bissau	CFA FRANC BCEAO	XOF	952
Guyana	GUYANA DOLLAR	GYD	328
Haiti	GOURDE	HTG	332
Heard and McDonald Islands	GOURDE	HTG	332
Holy See (Vatican City State)	EURO	EUR	978
Honduras	LEMPIRA	HNL	340
Hong Kong	HONG KONG DOLLAR	HKD	344
Hungary	FORINT	HUF	348
Iceland	ICELAND KRONA	ISK	352
India	INDIAN RUPEE	INR	356
Indonesia	RUPIAH	IDR	360
Iran	IRANIAN RIAL	IRR	364
Iran	IRANIAN AIRLINE RATE	IRA	365
Iraq	IRAQI DINAR	IQD	368
Ireland, Republic of	EURO	EUR	978
Israel	NEW ISRAELI SHEKEL	ILS	376
Italy	EURO	EUR	978
Jamaica	JAMAICAN DOLLAR	JMD	388
Japan	YEN	JPY	392
Jordan	JORDANIAN DINAR	JOD	400
Kazakhstan	TENGE	KZT	398
Kenya	KENYAN SHILLING	KES	404
Kiribati	AUSTRALIAN DOLLAR	AUD	36
Kuwait	KUWAITI DINAR	KWD	414
Kyrgyzstan	SOM	KGS	417
Laos	KIP	LAK	418
Latvia	LATVIAN LATS	LVL	428
Latvia	EURO	EUR	978
Lebanon	LEBANESE POUND	LBP	422
Lesotho	LESOTHO LOTI	LSL	426
Liberia	LIBERIAN DOLLAR	LRD	430
Libyan Arab Jamahiriya	LIBYAN DINAR	LYD	434
Liechtenstein	SWISS FRANC	CHF	756
Lithuania	LITHUANIAN LITAS	LTL	440
Luxembourg	EURO	EUR	978
Macau	PATACA	MOP	446
Macedonia	DENAR	MKD	807
Madagascar	MALAGASY ARIARY	MGA	969
Malagasy	MALAGASY FRANC	MGF	450
Malawi	MALAWI KWACHA	MWK	454
Malaysia	MALAYSIAN RINGGIT	MYR	458
Maldives	RUFIYAA	MVR	462
Mali	CFA FRANC BCEAO	XOF	952
Malta	EURO	EUR	978
Maltese	MALTESE LIRA	MTL	470
Marshall Islands	U.S. DOLLAR	USD	840
Martinique	EURO	EUR	978
Mauritania	OUGUIYA	MRO	478
Mauritius	MAURITIUS RUPEE	MUR	480
Mayotte	EURO	EUR	978
Mexico	MEXICAN PESO	MXN	484
Micronesia	U.S. DOLLAR	USD	840
Moldova	MOLDOVAN LEU	MDL	498
Monaco	EURO	EUR	978
Mongolia	TUGRIK	MNT	496
Monserrat	E. CARIBBEAN DOLLAR	XCD	951
Montenegro	EURO	EUR	978
Morocco	MOROCCAN DIRHAM	MAD	504
Mozam	MOZAM METICAL	MZM	508
Mozambique	MOZAMBIQUE METICAL	MZN	943
Myanmar	KYAT	MMK	104
N Korea	NORTH KOREAN WON	KPW	408
Namibia	NAMIBIA DOLLAR	NAD	516
Nauru	AUSTRALIAN DOLLAR	AUD	36
Nepal	NEPALESE RUPEE	NPR	524
Netherlands	EURO	EUR	978
Netherlands Antilles	NETH. ANTI. GUILDER	ANG	532
New Caledonia	CFP FRANC	XPF	953
New Zealand	NEW ZEALAND DOLLAR	NZD	554
Nicaragua	CORDOBA ORO	NIO	558
Niger	CFA FRANC BCEAO	XOF	952
Nigeria	NAIRA	NGN	566
Niue	NEW ZEALAND DOLLAR	NZD	554
Norfolk Island	AUSTRALIAN DOLLAR	AUD	36
Northern Mariana Islands	U.S. DOLLAR	USD	840
Norway	NORWEGIAN KRONE	NOK	578
Oman	RIAL OMANI	OMR	512
Pakistan	PAKISTAN RUPEE	PKR	586
Palau	U.S. DOLLAR	USD	840
Palestine, State of	U.S. DOLLAR	USD	840
Panama	BALBOA	PAB	590
Papua New Guinea	KINA	PGK	598
Paraguay	GUARANI	PYG	600
Peru	NUEVO SOL	PEN	604
Philippines	PHILIPPINE PESO	PHP	608
Pitcairn	NEW ZEALAND DOLLAR	NZD	554
Poland	ZLOTY	PLN	985
Portugal	EURO	EUR	978
Puerto Rico	U.S. DOLLAR	USD	840
Qatar	QATARI RIAL	QAR	634
Réunion	EURO	EUR	978
Romania	LEU	RON	946
Romania	ROMANIAN LEU	ROL	642
Russia	RUSSIAN RUBLE	RUR	810
Russia	RUSSIAN RUBLE	RUB	643
Rwanda	RWANDA FRANC	RWF	646
S Korea	WON	KRW	410
Samoa	TALA	WST	882
San Marino	EURO	EUR	978
Sao Tome and Principe	DOBRA	STD	678
Saudi Arabia	SAUDI RIYAL	SAR	682
Senegal	CFA FRANC BCEAO	XOF	952
Serbia	SERBIAN DINAR	RSD	941
Serbia	SERBIAN DINAR	CSD	891
Seychelles	SEYCHELLES RUPEE	SCR	690
Sierra Leone	LEONE	SLL	694
Singapore	SINGAPORE DOLLAR	SGD	702
Slovakia	SLOVAK KORUNA	SKK	703
Slovakia	EURO	EUR	978
Slovenia	SLOVENIAN TOLAR	SIT	705
Slovenia	EURO	EUR	978
Solomon Islands	SOLOMON IS. DOLLAR	SBD	90
Somalia	SOMALI SHILLING	SOS	706
South Africa	RAND	ZAR	710
South Georgia and the South Sandwich Islands	POUND STERLING	GBP	826
Spain	EURO	EUR	978
Sri Lanka	SRI LANKA RUPEE	LKR	144
St. Helena	ST. HELENA POUND	SHP	654
St. Kitts and Nevis	E. CARIBBEAN DOLLAR	XCD	951
St. Lucia	E. CARIBBEAN DOLLAR	XCD	951
St. Pierre and Miquelon	EURO	EUR	978
St. Vincent and the Grenadines	E. CARIBBEAN DOLLAR	XCD	951
Sudan	SUDANESE POUND	SDG	938
Sudan	SUDANESE DINAR	SDD	736
Sudan	SUDAN AIRLINE RATE	SDA	737
Sudan	SOUTH SUDANESE POUND	SSP	728
Suriname	SURINAM GUILDER	SRG	740
Suriname	SURINAME DOLLAR	SRD	968
Svalbard and Jan Mayen Islands	NORWEGIAN KRONE	NOK	578
Swaziland	LILANGENI	SZL	748
Sweden	SWEDISH KRONA	SEK	752
Switzerland	SWISS FRANC	CHF	756
Syrian Arab Republic	SYRIAN POUND	SYP	760
Taiwan	NEW TAIWAN DOLLAR	TWD	901
Tajikistan	SOMONI	TJS	972
Tanzania	TANZANIAN SHILLING	TZS	834
Thailand	BAHT	THB	764
Timor	TIMOR ESCUDO	TPE	626
Timor-Leste	U.S. DOLLAR	USD	840
Togo	CFA FRANC BCEAO	XOF	952
Tokelau	NEW ZEALAND DOLLAR	NZD	554
Tonga	PA'ANGA	TOP	776
Trinidad and Tobago	TRINI & TOBA DOLLAR	TTD	780
Tunisia	TUNISIAN DINAR	TND	788
Turkey	TURKISH LIRA	TRL	792
Turkey	TURKISH LIRA	TRY	949
Turkmenistan	TURKMENISTAN MANAT	TMM	795
Turkmenistan	TURKMENISTAN MANAT (New)	TMT	934
Turks and Caicos Islands	U.S. DOLLAR	USD	840
Tuvalu	AUSTRALIAN DOLLAR	AUD	36
Uganda	UGANDA SHILLING	UGX	800
Ukraine	UKRAINIAN HRYVNIA	UAH	980
United Arab Emirates	U.A.E. DIRHAM	AED	784
United Kingdom	POUND STERLING	GBP	826
United States	U.S. DOLLAR	USD	840
United States Minor Outlying Islands	U.S. DOLLAR	USD	840
United States Virgin Islands	U.S. DOLLAR	USD	840
Uruguay	PESO URUGUAYO	UYU	858
Uzbekistan	UZBEKISTAN SUM	UZS	860
Vanuatu	VATU	VUV	548
Venezuela	Bolivar Soberano (Sovereign Bolivar)	VES	928
Vietnam	DONG	VND	704
Wallis and Futuna Islands	CFP FRANC	XPF	953
Western Sahara	MOROCCAN DIRHAM	MAD	504
Yemen	YEMENI RIAL	YER	886
Zambia	ZAMBIAN KWACHA	ZMW	967
Zambia	ZAMBIAN KWACHA	ZMK	894
Zimbabwe	Zimbabwe	ZWL	932
Zimbabwe	ZIMBABWE DOLLAR	ZWD	716

Action Code (actionCode)  - UPDATED

Code	Description
00	Approved and completed successfully
01	Refer to card issuer
02	Refer to card issuer, special condition
03	Invalid merchant
04	Pick up card (no fraud)
05	Do not honor
06	Error
07	Pick up card, special condition (fraud account)
10	Partial approval
11	Approved (V.I.P)
12	Invalid transaction
13	Invalid amount or currency conversion field overflow
14	Invalid account number (no such number)
15	No such issuer
19	Re-enter transaction
21	No action taken
25	Unable to locate record in file
28	File temporarily not available for update or inquiry
39	No credit account
41	Lost card, pick up (fraud account)
43	Stolen card, pick up (fraud account)
46	Closed account
51	Not sufficient funds
52	No checking account
53	No savings account
54	Expired card or expiration date is missing
55	Incorrect PIN or PIN missing
57	Transaction not permitted to cardholder
58	Transaction not allowed at terminal
59	Suspected fraud
61	Exceeds approval amount limit
62	Restricted card (card invalid in this region or country)
63	Security violation (source is not correct issuer)
64	Transaction does not fulfill AML requirement
65	Exceeds withdrawal frequency limit
70	PIN data required
74	Different value than that used for PIN encryption errors
75	Allowable number of PIN entry tries exceeded
76	Unsolicited reversal
78	“Blocked, first used”—Transaction from new cardholder, and card not properly unblocked
79	Already reversed (by Switch)
80	No financial impact
81	Cryptographic error found in PIN
82	Negative CAM, dCVV, iCVV, or CVV results
85	No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return
86	Cannot verify PIN; for example, no PVV
89	Ineligible to receive financial position information (GIV)
91	Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable.
92	Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid)
93	Transaction cannot be completed - violation of law
96	System malfunction
1A	Additional customer authentication required
6P	Verification data failed
B1	Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only)
B2	Surcharge amount not supported by debit network issuer.
N0	Force STIP
N3	Cash service not available
N4	Cash request exceeds issuer or approved limit
N5	Ineligible for resubmission
N7	Decline for CVV2 failure
N8	Transaction amount exceeds preauthorized approval amount
P5	Denied PIN unblock—PIN change or unblock request declined by issuer
P6	Denied PIN change—requested PIN unsafe
Q1	Card Authentication failed
R0	Stop Payment Order
R1	Revocation of authorization order
R2	Transaction does not qualify for Visa PIN
R3	Revocation of all authorizations order
Z3	Unable to go online; offline-declined

Point Of Service Data (PointOfServiceData)

Type	PanEntryMode	PosConditionCode	MotoECIIndicator
CardNotPresent	01	59 / 08	5 - 7
	10	59 / 08	5 - 7
	07	00 / 02	7
	91	00 / 02
	96	59
	00	00 / 51
	01 / 10	51
	01 / 05 / 90	00
	01 / 05 / 90	06
CardPresent	01	59 / 08	5 - 7
	02	00
	90	00 / 02	0
	95	00 / 08 / 59
	05	00 / 02
	00	00 / 51
	96	59

Address Verification Results (addressVerificationResults) - Updated 01JUN2023

Code	Description
Y	Full Match
A	Partial Match (street address only)
Z	Partial Match (postal/zip only)
N	Non-Match
U	Unable to Verify
R	Indeterminate Outcome (Retry)

Address Verification Results (addressVerificationResults) - Old

Code	Description	Code	Description
A	The street addresses match but the postal/ZIP codes do not, or the request does not include the postal/ZIP code.	P	Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats.
B	Street addresses match, but postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code)	R	Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. V.I.P. uses code R when issuers are unavailable. Issuers should refrain from using this code.
C	Street address and postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code.)	S	Not applicable. If present, V.I.P. replaces it with U or with G.
D	Street addresses and postal/ZIP codes match.	U	Address not verified for domestic transaction. Address not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account.
F	Street addresses and postal codes match. Applies to U.K.-domestic transactions only.	W	Not applicable. If present, V.I.P. replaces it with Z. Available for U.S. issuers only.
G	Address not verified for international transaction. Issuer is not an Address Verification Service (AVS) participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account.	X	Not applicable. If present, V.I.P. replaces it with Y. Available for U.S. issuers only.
I	Address information not verified.	Y	Street address and postal/ZIP match.
M	Street addresses and postal/ZIP codes match.	Z	Postal/ZIP match, street addresses do not match or street address not included in request.
N	No match. Acquirer sent postal/ZIP code only, or street address only, or both postal/ZIP and street address.

Card Verification2 Results (cvv2ResultsCode)

Code	Description
M	CVV2 Match. Indicates that the Funds Transfer API or the issuer was able to verify the CVV2 value provided by the merchant.
N	CVV2 No Match. Indicates that the Funds Transfer API or the issuer was not able to verify the CVV2 value provided by the merchant.
P	Not processed. Indicates that the Funds Transfer API or the issuer was unable to verify the CVV2 value provided by the merchant because either their verification system was not functioning, or not all of the information needed to verify the CVV2 value (such as the expiration date) was included in the request.
S	CVV2 should be on the card. Indicates that the Funds Transfer API or the issuer was unable to perform CVV2 verification, and notifies the merchant that the card should contain a CVV2 value.
U	Issuer does not participate in CVV2 service, or participates but has not provided Visa with encryption keys, or both. Indicates that the issuer is not participating in the CVV2 service, or has not provided Visa with encryption keys needed to perform verification, or that STIP has responded to an issuer-unavailable response.

Cardholder Authentication Verification Value (cavvResultCode)

Code	Description	Code	Description
Blank	CAVV not present - no verification performed: Standard e-commerce or non e-commerce transaction Use standard authorization criteria with Issuer retaining chargeback rights	7	CAVV failed verification (attempt) – Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment)
0	CAVV authentication results invalid - no verification performed: CAVV data not properly formatted Use standard authorization criteria with Issuer retaining chargeback rights	8	CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Use standard authorization criteria with Issuer - not eligible for chargebacks
1	CAVV failed verification (authentication) - Issuer approves authorization: .Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83	9	CAVV failed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment)
2	CAVV passed verification (authentication) - Issuer approves authorization: Use standard authorization criteria Transaction is not eligible for chargebacks because a valid CAVV indicates that the cardholder authentication was performed	A	CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Use standard authorization criteria with Issuer - not eligible for chargebacks
3	CAVV passed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder	B	CAVV passed verification (authentication): Information only with no liability shift since ECI value and/or card type is excluded
4	CAVV failed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83	C	CAVV was not verification (attempt): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid
5	Not Used - Reserved	D	CAVV was not verification (authentication): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid
6	CAVV not verified (VisaNet flag for Issuer not selected) - Issuer approves authorization: VisaNet processes as if CAVV is valid and use standard authorization criteria to avoid adversely impacting cardholders Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder Issuer has requested no verification

CVV/iCVV Results Codes

Code	Description
(Blank) or not present	CVV, iCVV, or dCVV was not verified.
1	CVV, iCVV, dCVV, or Online CAM failed verification.
2	CVV, iCVV, dCVV, or Online CAM passed verification.
3	Transaction passed CVV, Emergency Replacement Card (ERC) service value only, which is used exclusively by the Global Customer Assistance Service (GCAS).

Card Authentication Results

Code	Description
(Blank) or not present	Online CAM was not performed, or some other situation or problem prevented verification. For example, issuer is not participating in Online CAM, or a system or cryptographic error occurred.
1	The Authorization Request Cryptogram (ARQC) was checked but failed verification.
2	The ARQC was checked and passed verification.

Response Code (Old value) (responseCode)

Code	Description
0	Exception file change initiated by Global Customer Assistance Service (GCAS) or Automatic Cardholder Database Update Service (Auto-CDB).
1	Request timed out by switch.
2	Depending on processing system: PCAS.Transaction amount below issuer limit (), or PACM.Transaction amount is below sliding dollar limit (P), or in response to a verification request.
4	One or more of the following: Issuer was not available for processing. CVV or iCVV invalid and Visa has acted on the negative results. PVV invalid and Visa has acted on the negative results. This is the default code when the others listed here do not apply.
5	Response provided by issuer.
C	Response provided by STIP for conditions not listed.

Response Code (New value) (responseCode)

Code	Description
0	Exception file change initiated by Global Customer Assistance Service (GCAS) or Automatic Cardholder Database Update Service (Auto-CDB).
V	Authorization requested by Visanet.

Business Application Identifier (businessApplicationId)

Value	Application Type	Value	Application Type
AA	Account to Account	CI	Cash In
BB	Business to Business	CO	Cash Out
BI	Money transfer (bank-initiated)	MP	Face-to-face Merchant Payment
CP	Card Bill Payment	MD	Merchant Disbursement
FD	Funds Disbursement (general)	OG	Online Gambling Payout
FT	Funds Transfer	PD	Payroll/pension disbursement
GD	Government Disbursement	PP	Person to Person
GP	Gambling Payment (other than online gambling)	TU	Prepaid Reload / Top Up
LO	Loyalty and Offers	WT	Wallet Transfer
BP	Non-card Bill Payment	PS	Payment for goods and services
MI	Merchant Initiated OCT for Faster Refund	CD	Cash Deposit
RP	Request-to-Pay Service	LA	Liquid Assets

NOTE

1. The BAI value of CI applies to mVisa CashInPushPayment transactions only.
2. The BAI value of CO applies to mVisa CashOutPushPayment transactions only.
3. The BAI value of LO applies to original credit transactions only.
4. The BAI value of MP applies to mVisa MerchantPushPayment transactions only.
5. The BAI value of WT applies to account funding transactions and original credit transactions.
6. The BAI value of BI applies to the Unites States(U.S) region only.
7. The BAI value of CD applies to original credit transactions only.

Fast Funds Indicator (fastFundsIndicator)

Code	Description	Code	Description
B	Recipient issuer participates in Fast Funds for all transactions	D	Recipient issuer participates in Fast Funds for domestic transactions only
C	Reserved for future use	N	Recipient issuer does not participate in Fast Funds

Push Funds Indicator (pushFundsIndicator)

Code	Description	Code	Description
A	Does not accept OCTs	C	Accepts all OCTs
B	Accepts Enhanced Format Money Transfer OCTs only	N	Does not accept OCTs

Note: Basic Format OCTs is deprecated since April 2019, and newer version of the API does not support this value.

Source Of Funds (sourceOfFundsCode)

Code	Description
01	Visa credit
02	Visa debit
03	Visa prepaid
04	Cash
05	Debit/deposit access accounts other than those linked to a Visa card (includes checking/savings accounts and proprietary debit/ATM cards)
06	Credit accounts other than those linked to a Visa card (includes credit cards and proprietary credit lines)

Alerts: Supported Time Zones

UTC Offset	Time Zone Display	Time Zone Standard Name	Time Zone Daylight Name
UTC+00:00	Greenwich Mean Time	GMT
UTC+01:00	Central European Time	CET	CEST
UTC+02:00	Eastern European Time	EET	EEST
UTC+03:00	Further-eastern European Time	FET
UTC+03:30	Iran Standard Time	IRST
UTC+04:00	Moscow Time	MSK
UTC+04:30	Afghanistan Time	AFT
UTC+05:00	Pakistan Standard Time	PKT
UTC+05:30	Indian Standard Time	IST
UTC+05:45	Nepal Time	NPT
UTC+06:00	Bangladesh Standard Time	BST
UTC+06:30	Myanmar Standard Time	MST
UTC+07:00	Thailand Standard Time	THA
UTC+08:00	China Standard Time	CST
UTC+09:00	Japan Standard Time	JST
UTC+09:30	Australian CenTral Standard Time	ACST	ACDT
UTC+10:00	Australian EasTern Standard Time	AEST	AEDT
UTC+10:30	Lord Howe Standard Time	LHST
UTC+11:00	Solomon Islands Time	SBT
UTC+11:30	Norfolk Time	NFT
UTC+12:00	New Zealand Standard Time	NZST	NZDT
UTC+12:45	Chatham Standard Time	CHAST	CHADT
UTC+13:00	Phoenix Island Time	PHOT
UTC+14:00	Line Islands Time	LINT
UTC-01:00	Azores Standard Time	AZOST
UTC-02:00	South Georgia and The South Sandwich Islands	GST
UTC-03:00	Brasilia Time	BRT
UTC-03:30	Newfoundland Standard Time	NST	NDT
UTC-04:00	Atlantic Standard Time	AST	ADT
UTC-04:30	Venezuelan Standard Time	VET
UTC-05:00	Eastern Standard Time (North America)	EST	EDT
UTC-06:00	Central Time	(NorTh America)CST	CDT
UTC-07:00	MounTain Standard Time (North America)	MST	MDT
UTC-08:00	Pacific Standard Time (North America)	PST	PDT
UTC-09:00	Alaska Standard Time	AKST	AKDT
UTC-09:30	Marquesas Islands Time	MIT
UTC-10:00	Hawaii-Aleutian Standard Time	HAST	HADT
UTC-11:00	Samoa Standard Time	SST
UTC-12:00	Baker Island Time	BIT

Alerts: Merchant Category Groups

Merchant Category Groups supplied by Visa indicate the primary type of trade conducted by a merchant, similar in concept to standard industry marketing clusters. MCG isc used By Visa Transaction Alerts to indicate that a transaction comes from a merchant of this type.

Merchant Category Group	Description
501	Gambling
502	Liquor Stores
503	Adult Entertainment
504	Bail Bonds
505	Pawn Shops
506	Durable Goods
507	Miscellaneous
508	Fuel
509	Supermarket
510	Health Care
511	Travel
512	Dining
513	Entertainment
514	General Retail
515	Drug Store
516	Electronic Stores
517	Housing
518	Automotive
519	Coffee Stores

Alerts: Service Offerings

Service Offerings are used by Visa Transaction Alerts to describe the conditions that can trigger an alert.

Note: All currency amounts must be greater than or equal to the minimum value established for the portfolio Service offerings are opted in to individual card-contact combinations per customer.

Type	Service Offering	Offering Properties	Occurances Allowed	Description
Transactional	Balance	Key: ThresholdAmount	1	An alert is triggered when a balance inquiry is made.
		Value: Numeric value of currency in whole numbers
	CardNotPresent	Key: ThresholdAmount	1	An alert is triggered when a purchase is made online, by telephone, or by mail order, and for scheduled automatic payments.
		Value: Numeric value of currency in whole numbers
	Cashback	Key: ThresholdAmount	1	An alert is triggered when cash is received along with a purchase.
		Value: Numeric value of currency in whole numbers
	CashWithdrawal	Key: ThresholdAmount	1	An alert is triggered when an ATM cash withdrawal is made.
		Value: Numeric value of currency in whole numbers
	CrossBorder	Key: ThresholdAmount	1	An alert is triggered when a transaction is made outside the country in which the account was issued and may include cash withdrawals.
		Value: Numeric value of currency in whole numbers
	Declined	Key: ThresholdAmount	1	An alert is triggered for transactions that are declined.
		Value: Numeric value of currency in whole numbers
	Gasoline	N/A		An alert is triggered when pre-authorizations are processed for point-of-sale purchases at gas pumps.
	GenericCredit	Key: ThresholdAmount	1	An alert is triggered when a credit is received from a merchant.
		Value: Numeric value of currency in whole numbers
	MCG	Key: MCGCode	1 per MCG	An alert is triggered for transactions defined within a category.
		Value: Single Code value from the included list of MCG
		Key: ThresholdAmount
		Value: Numeric value of currency in whole numbers
	Threshold	Key: ThresholdAmount	1	An alert is triggered when the card is used for a purchase that is greater than a predefined purchase amount.
		Value: Numeric value of currency in whole numbers
Aggregate	AggregateMCG	Key: MCGCode	1 per MCG	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals for transactions within a category.
		Value: Single Code value from the included list of MCG
		Key: DailyAmount
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers
	AggregateOOCATM	Key: DailyAmount	1	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals for out of country ATM withdrawls.
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers
	AggregatePurchase	Key: DailyAmount	1	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals.
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers
Suppression	DoNotDisturb	Key: DoNotDisturbStart	1	Establishes the timespan within a 24 hour period in which the customer does not wish to receive alerts. The alerts are queued until the timespan has elapsed.
		Value: Hour and Minute representation in the format HH:MM
		Key: DoNotDisturbEnd
		Value: Hour and Minute representation in the format HH:MM
	SuppressRecurring	N/A	1	Suppress alerts for reoccurring or automated transactions.

ISO Codes: Alerts, supported Languages

Country Name	Supported Language (Alerts)
British Indian Ocean Territory	pt-BR
Cape Verde Island	fr-CA
Micronesia	Es-MX
United States	en-US
United States Minor Outlying Islands	en-US
United States Virgin Islands	en-US

Network ID and Sharing Group Code

Network Name	Network ID	Sharing Group Code
Accel/Exchange	0020	E
CU24	0024	C
Interlink	0003	G
Maestro	0016	8
NYCE	0018 0027	Y F
Pulse	0009 0017 0019	S L H
Star	0008 0010 0011 0012 0015	N W Z Q M
Visa/PLUS	0002	V

Resources

Value	Description	Accepts Language Parameter
business_segment	Visa business segment types e.g., Consumer, Small Business	Y
card_payment_type	Visa payment types e.g., Debit, Credit	Y
card_product	Visa cards e.g., Visa Signature, Visa Platinum	Y
category	Offer classification e.g., Food & Wine, Travel	Y
language	Available languages for offers e.g., English, Simplified Chinese	N
program	A collection of offers. Every one belongs to only one program.	N
promotion_channel	The mediums where the offer may be promoted e.g., Online	Y
redemption_channel	The mediums where the offer may be redeemed e.g., In-Store	Y
region	A list of regions (and their corresponding countries) available in VMORC	Y (only country)

Business Segments (business_segment)

Code	Description
7	Commercial
8	Consumer
39	Small Business

NOTES

1. Business segments are dynamically managed within VMORC and new values may be added into the system
2. The business segment response may differ based on offers an issuer may access. For example, if an issuer may only access "Consumer" offers, the other business segment options are not returned in the Reference Data API response.
3. The business segments above may be a subset of available values and may differ in production and the sandbox

Card Payment Types (card_payment_type)

Code	Description
9	Credit
10	Debit
11	Pre-Paid

Notes

1. Card payment types are dynamically managed within VMORC and new values may be added into the system
2. The card payment type response may differ based on offers an issuer may access. For example, if an issuer may only access "Credit" offers, the other payment type options are not returned in the Reference Data API response.
3. The card payment types above may be a subset of available values and may differ in production and the sandbox

Card Product (card_product)

Code	Description
15	Visa Platinum
16	Visa Gold
17	Visa Classic
41	Visa Electron
42	Visa Infinite
65	Visa Signature

Notes

1. Card products are dynamically managed within VMORC and new values may be added into the system
2. The card product response may differ based on offers an issuer may access. For example, if an issuer may only access "Visa Signature" offers, the other payment type options are not returned in the Reference Data API response.
3. The card payment types above may be a subset of available values and may differ in production and the sandbox

Category and Subcategory (category and subcategory)

Category Key	Category Value	Subcategory Key	Subcategory Value
94	Food & Wine	95	Dining
94	Food & Wine	96	Wine
18	Travel	25	Car Rentals / Transfers
18	Travel	26	Hotels & Lodging
18	Travel	88	Services
97	Retail	98	Books/Music/Movies

Notes

1. Categories and subcategories are dynamically managed within VMORC and new values may be added into the system
2. The category and subcategory response may differ based on offers an issuer may access. For example, if an issuer may only access "Food & Wine" offers, the other category options are not returned in the Reference Data API response. The same case applies to subcategories
3. The categories and subcategories above may be a subset of available values and may differ in production and the sandbox

Merchant (merchant)

Key	Value
100000	Merchant One
100100	Merchant Two
100200	Merchant Three

Notes

1. Merchants are dynamically managed within VMORC and new values may be added into the system
2. The merchant response may differ based on offers an issuer may access. For example, if an issuer may only access "Merchant One" offers, the other merchant options are not returned in the Merchant Data API response.
3. The merchants above are fictitious and may differ in production and the sandbox

Program (program)

Key	Value
100001	Program A
100002	Program B
100003	Program C

Notes

1. Programs are dynamically managed within VMORC and new values may be added into the system
2. The program response may differ based on offers an issuer may access. For example, if an issuer may only access "Program A" offers, the other program options are not returned in the Reference Data API response.
3. The program above are fictitious and may differ in production and the sandbox

Promotion Channel (promotion_channel)

Key	Value
1	Print
3	Online
5	In Store / Offline

Notes

1. Promotion channels are dynamically managed within VMORC and new values may be added into the system
2. The promotion channel response may differ based on offers an issuer may access. For example, if an issuer may only access "Online" offers, the other program options are not returned in the Reference Data API response.
3. The promotion channels above are a subset of available values and may differ in production and the sandbox

Region (region)

Key	Value
1	AP (Asia Pacific)
2	CEMEA (Central Europe Middle East Africa)
3	EU (Europe)
4	LAC (Latin America)
5	USA
6	Canada

Country (country)

Country Key	Region Key	Country Value
38	6	Canada
44	1	China
58	3	Denmark
175	4	Peru
232	2	United Arab Emirates
234	5	United States of America

Notes

1. The countries above are subset of available values

Merchant Response Code

Service Identifier/ Merchant Response Code	Description	API Request Must Include	Notes on API Response	Recommended Action on API Response
A	Account Change	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate new account number and expiration date shared with merchant.
E	Expiry Date Change	Expiry Date Change	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched. Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate new expiration date shared with merchant.
V	Validation - No change in account information	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant.
C	Closed Account	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant, and cardholder should contact merchant to provide card information.
Q	Contact Cardholder	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant. Cardholder should contact merchant to provide card information.
B (sent to acquirer as ‘N’)	Blocked Merchant	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant. Cardholder should contact merchant to provide card information.

Card Platform Code

Code	Description
BZ	Business
CN	Consumer
GV	Government Notes
TT	TEST PLTFRM

Pan Entry Mode Codes

PAN Entry  Mode Code	Description
00	Unknown or terminal not used.
01	Manual (key entry).
02	Visa: Magnetic stripe read; CVV checking may not be possible. PLUS: Track 2 contents read, but transaction not eligible for CVV checking.
03	Optical code.
04	Reserved for future use.
05	Contact integrated circuit card read using VSDC chip data rules; Online CAM authentication method; iCVV checking possible.
06	Reserved for future use.
07	Contactless device-read-originated using qVSDC chip data rules; Online CAM authentication method; iCVV checking possible.
10	Credential on file: Merchant initiates transaction for cardholder using credentials stored on file.
90	Magnetic stripe read and exact content of Track 1 or Track 2 included (CVV check possible).
91	Contactless device-read-originated using magnetic stripe data rules; dCVV. checking is possible; Online CAM checking possible for MSD CVN 17 only.
95	Integrated circuit card read; CVV or iCVV checking may not be possible..

POS Condition Codes

POS Condition Code	Description
00	Normal transaction of this type.
01	Customer not present.
02	Unattended cardholder-activated environment.
03	Merchant suspicious of transaction (or card).
05	Customer present, card not present.
06	Preauthorized request.
08	Mail, telephone, recurring, advance, or installment order.
11	Suspected fraud.
12	Security.
13	Dispute Response Financial.
17	Dispute Financial.
51	Address/CVV2/account verification without authorization; product eligibility inquiry without authorization; Master Card POS account status inquiry. NOTE: Invalid for Crediário eligibility inquiry messages.
52	Reserved for future use.
54	Dispute Financial Reversal.
59	E-commerce request by public network.
71	Card present, magnetic stripe cannot be read (key-entered)—U.S. only.

Moto ECI Indicator Codes

Moto ECI Indicator Code	Description
0	Originators can pass this value when the transaction is not a Mail Order/Telephone Order (MOTO).
1	Single transaction of a mail/phone order
2	Recurring transaction
3	Installment payment
4	Unknown classification/Other mail order
5	Secure electronic commerce transaction
6	Non-authenticated security transaction at a 3-D Secure-capable merchant, and merchant attempted to authenticate the cardholder using 3-D Secure
7	Non-authenticated Security Transaction
8	Non-secure transaction

Message Reason Codes

Message Reason Code	Description
3901	Resubmission Transaction  – A merchant performs a resubmission in cases where it requested an authorization, but received a decline due to insufficient funds after it has already delivered the goods or services to the cardholder. Merchants in such scenarios can resubmit the request to recover outstanding debt from cardholders.
3902	Delayed Charges Transaction – Delayed charge transaction is performed to process a supplemental account charge after original services have been rendered and respective payment has been processed. Relevant merchant segments are limited to vehicle rental, lodging, cruise lines, and other rentals.
3903	Reauthorization Transaction – A merchant initiates a reauthorization when the completion or fulfillment of the original order or service extends beyond the authorization validity limit set by Visa. There are two common reauthorization scenarios: • Split or delayed shipments at eCommerce retailers. A split shipment occurs when not all of the goods ordered are available for shipment at the time of purchase. If the fulfillment of the goods takes place after the authorization validity limit set by Visa, eCommerce merchants perform a separate authorization to ensure that consumer funds are available. • Extended stay hotels, car rentals, and cruise lines. A reauthorization is used for stays, voyages, and/or rentals that extend beyond the authorization validity period set by Visa.
3904	No Show Transaction – Cardholders can use their Visa cards to make a guaranteed reservation with certain merchant segments. A guaranteed reservation ensures that the reservation will be honored and allows a merchant to perform a no-show transaction to charge the cardholder a penalty according to the merchant’s cancellation policy.

POS Environment Codes

POS Environment Code	Description
C	Credential on file.
I	Indicates that the message is for an installment payment.
R	Indicates that the cardholder and merchant have agreed to periodic billing for goods and services, such as utility bills and magazines.

Recall for Fraud - Questions and possible answers

ID#	Question	Answer
RECALL_0001	Type of fraud committed (e.g., identity theft, cyber, Ponzi, etc.)	Identity Theft Cyber Ponzi Other
RECALL_0002	Are the sender and recipient known to each other?	Boolean (Yes/No)
RECALL_0003	Relevant law enforcement agency report and reference number	String (250)
RECALL_0004	Have your anti-fraud controls been reviewed?	Boolean (Yes/No)

Account Identifier Type Codes

Code	Description
00	Other
01	Routing transit number (RTN) and bank account
02	IBAN
03	Card account
04	Email
05	Phone number
06	Bank account number (BAN) and bank identification code (BIC)
07	Wallet ID
08	Social network ID

 

Account Name Inquiry Results (cardHolderNameVerificationResult)

<a href=\"/request_response_codes#ani_match_decision_codes\">ANI match decision</a>

nameMatchDecision:

Code	Description
01	Match
50	Partial Match
99	No Match

<a href=\"/request_response_codes#ani_name_result_codes\">ANI name Result</a>"

nameResult:

Code	Description
00	Name match performed
01	Name match not performed
02	Name match not supported