Visa Direct Account and Wallet

Money movement to billions of endpoints worldwide through a single integration with Visa Direct Account and Wallet

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available for use by

Acquirer Banks

Merchants

Independent Developers

Regional Availability

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  • N. America
  • Asia-Pacific
  • Europe
  • CEMEA
  • LAC
This image explains the Visa Direct Account and Wallet APIs support money pushed to Bank Account and Wallet.
It’s time for a better solution for money movement, with account and wallet capabilities through Visa Direct Account and Wallet.

Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide through ACH, and faster payment networks1 via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs.

Why Visa Direct Account and Wallet?

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Reach payees worldwide

Give your customers the power to send and receive money to billions of accounts and wallets worldwide.

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Simplify Payment Operations

Unlock payments at scale for your customers through Visa Direct Account and Wallet single access point, designed to deliver to accounts and wallets.

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Fast and Convenient Experiences

Create faster, simpler and more connected payment experiences with the ability to deliver funds real-time1, 24 hours every day.

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Security and Reliability of Visa

Access a trusted network and risk solutions to help ensure that funds and information are handled securely and appropriately.

How does it work?

This image explains the various use-cases of moving funds from and to Bank Account and Wallet using Visa Direct Account and Wallet APIs.

Visa Direct Account and Wallet is a service that enables money to be pushed into bank accounts and wallets to complete business payouts, P2P transfers, app withdrawals, and more. Through a single connection to our Send Payout API,  money can be sent across ACH, or faster payment networks for cross-border bank account transfers1 and wallets.

APIs Included

Visa Direct Account and Wallet Send API

The Visa Direct Account and Wallet Send APIs enable Originating Entities to send payouts to both bank accounts and wallets. These APIs also enable the status of a previously sent payout to be queried.

Visa Direct Account and Wallet Receive API

Visa Direct Account and Wallet Receive APIs are call back APIs that enable notifications of status changes of a payout transaction along with information on any returns.

Disclaimers

¹Actual fund availability varies by receiving financial institution, receiving account type, region, and whether transaction is domestic or cross-border.

 

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